nn的BLOG

S M T W T F S
1 2 3
4 5 6 7 8 9 10
11 12 13 14 15 16 17
18 19 20 21 22 23 24
25 26 27 28 29 30
最新のトラックバック
venuscozy.com
from venuscozy.com
whilelimitle..
from whilelimitless..
http://while..
from http://whileli..
CPA試験: 無料の模試..
from USCPA試験を独学で勉強中
内藤大助vs亀田興毅
from 新聞を読んでもわからない人の..
亀田興毅 今
from 今、知りたいニュース集めました
[ blog ] 青年b..
from chow-chow diar..
Special thanks
from The Red Tree
一人で見る夢は、それは夢..
from 名言ブログ
配当金 源泉 法人情報
from 株ネット
Counteroffer
from The Red Tree
REG-simulation
from The Red Tree
Cash Method ..
from The Red Tree
Bond発行と購入の違い
from The Red Tree
公会計-期中の仕訳
from The Red Tree
チッコイ手帳
from 5_18-webで外国語
沖縄 就職 天国!
from 沖縄 就職 天国!
税効果/税効果
from なるほどキーワード
第9回CPA定例会のお知らせ
from 「元」CPA受験勉強・現上海..
ポストイット/ポストイット
from なるほどキーワード
検索

タグ:Kinked Demand Curve ( 1 ) タグの人気記事

Oligopoly? (BEC)

Saturday, March 18th, 2006
*****************************************************
SCHEDULE
-------AUD:8/1  BEC:8/2   FAR:8/3  REG:8/4

*I have only 133 days to go before USCPA exam!

---Mar-------Apr-------May-------Jun-------Jul-------Aug
----l-------n---l----------l----------l----------l---------l---
*****************************************************

  It's March 18th today. The red "n" point on the above scale is getting closer to the X day little by little...

  Today's news below reminded me of a topic from BEC, again.

--(QUOTE)------------------------------------------------
サンスポ.COMより引用
三菱東京UFJ銀行、定期預金金利を2倍に引き上げ
三菱東京UFJ銀行は17日、定期預金で1年物以上の金利を約2倍に引き上げることを決めた。20日から実施する。1年物は0.03%から0.06%になる。住友信託銀行も一部定期預金の金利を同日から上げるほか、三井住友銀行も近く引き上げ方向で検討するなど、他行も追随する見通し。
-------------------------------------------(UNQUOTE)---

  The banking market in Japan is often said to be "OVERBANKING," a Japanese English word that means "too many banks in a market."

  But when it comes to the megabank field, it could be said to be in the state of OLIGOPOLY, which is a topic we learn in the microeconomics part in BEC. As we learned in this topical area, we can observe the PRICE LEADERSHIP phenomenon in the above news.

--(QUOTE: ----------------------------------------------
ANJOインターナショナル '05/4~'06/2 CPA3受験対策Ⅳ 1-49ページ)より

Price leadership is typical in oligopolistic industries. Under price leadership, price changes are announced first by a major firm in the industry. Once the industry leader has spoken, everyone else in the industry matches the price changed by the leader
--------------------------------------------(UNQUOTE)---

  So, today's news indicates that Bank of Tokyo-Mitsubishi UFJ is the price leader among Japanese megabank oligopoly, because SMBC and other major banks seem to follow the movement.

  Kinked Demand Curve, however, doesn't apply in this bank account case, because your time-deposit account in a bank is liability to the bank; you are a creditor, and the bank is a debtor when you are a depositor. So, in a sense, depositors' account in a bank is a kind of Direct Material to the bank, which would be converted into a form of the fund for various types of loan. Thus, the Quantity of the time-deposit account is determined not by banks, but by the depositors.

  Everyone anticipated this rise in the interest rate of the bank accounts because the interest rate of JGB is increasing day by day these days. But the interest rate of loan is also going up as well...

  Well, I hope the economy of Japan (and especially that of Kansai area) will keep on improving!
[PR]
by nn_77 | 2006-03-18 08:23 | >BEC


USCPA受験記録
カテゴリ
タグ
(74)
(18)
(16)
(14)
(12)
(11)
(9)
(9)
(9)
(9)
(7)
(7)
(6)
(6)
(5)
(5)
(5)
(5)
(5)
(4)
(4)
(4)
(4)
(4)
(4)
(4)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
以前の記事
その他のジャンル
ファン
記事ランキング
ブログジャンル
画像一覧